Terms of Use

These Terms of Use ('Agreement') apply to your use of the website and any online materials provided by PROXFIN LTD, a company incorporated in England and Wales under company number 16720129, with its registered office at 2nd Floor College House, 17 King Edwards Road, Ruislip, London, HA4 7AE ('we', 'us', or 'our'). These Terms govern your relationship with us as a user of the Site ('you', 'your').

Terms of Use

1. Interpretation

In these Terms, the following expressions have the meanings assigned below, unless the context requires otherwise.

"Addressee(s)" means any person who accesses or uses the Site.

"Agreement" means these Terms of Use and any documents expressly referenced on the Site.

"Data Protection Legislation" refers to all applicable laws regarding the processing of personal data in the United Kingdom.

"PROXFIN LTD" means PROXFIN LTD, a company incorporated in England and Wales under company number 16720129, with its registered office at 2nd Floor College House, 17 King Edwards Road, Ruislip, London, HA4 7AE.

"User", "you" means the user of the Site.

"We", "us", "our" means PROXFIN LTD.

"Information" means any data you provide or that we collect in connection with your use of the Site.

Words in the singular include the plural and vice versa. References to "including" are illustrative and do not limit the generality of the preceding wording. References to law include amendments, reenactments or replacements.

2. User Access

2.1 General access

You may browse most areas of the Site without providing any personal information. Certain features, such as contact forms or newsletter subscriptions, may require you to provide limited personal details. You agree to ensure that all information you provide through the Site is accurate, complete, and up to date.

2.2 Responsible use

We aim to maintain the Site as a neutral, professional, and transparent resource. You must not use the Site in any way that may: (a) interfere with its regular operation; (b) misrepresent your affiliation with PROXFIN LTD; or (c) damage our reputation or the experience of other users.

2.3 Right to refuse or limit access

We reserve the right to restrict, suspend, or terminate access to any part of the Site at our discretion, including for technical, legal, or security reasons. We may also temporarily restrict access during maintenance or updates.

3. Services

3.1 Standard of operation of the Site

We will operate and maintain the Site with reasonable skill and care. The Site may be updated, suspended, or discontinued at any time.

3.2 Scope of Use and Priority of Terms

The Site and its content are provided for general informational and lawful use only. We may update, modify, or remove any part of the Site at any time without prior notice. Certain areas of the Site or related materials may be subject to additional terms or policies (such as the Privacy Policy or specific feature terms). In case of any inconsistency: (a) those specific terms shall prevail over these Terms; (b) otherwise, these Terms apply to your use of the Site as a whole.

3.3 User responsibility for decisions

You are responsible for your use of the Site and any decisions made based on information available on the Site.

3.4 Limitations of liability towards third parties

We owe duties only to users of the Site as defined in these Terms; any third-party reliance on Site content is at their own risk.

3.5 Website Content and Updates

The content on the Site, including articles, examples, or previews, is provided for general informational purposes only and may be updated or removed without notice. While we aim to ensure the accuracy of information, you should not rely on any draft, preview, or illustrative content as final or authoritative. We are under no obligation to update materials once published unless we choose to do so.

3.6 Third-Party Information and External Materials

From time to time, the Site may include links to third-party websites, articles, or resources. We do not control or endorse any third-party materials and are not responsible for their accuracy, completeness, or legal sufficiency. Use of any linked materials is at your own discretion and risk.

3.7 Verification limits and fraud disclaimer

We do not verify all information made available on or through the Site, do not perform audits, and the Site is not designed to detect fraud or dishonesty. You should evaluate any information before relying on it.

3.8 Reporting obligations to authorities

We may disclose information or take actions we consider necessary to comply with applicable laws, regulations, court orders or requests from competent authorities in connection with the Site.

3.9 Zero-tolerance approach to unlawful conduct

We maintain a zero-tolerance policy towards financial crime, bribery, corruption, and sanctions violations. We prohibit our staff and contractors from engaging in such activities and maintain robust compliance procedures.

3.10 Restricted jurisdictions and sanctions compliance

Access to or use of the Site may be restricted for users in jurisdictions subject to applicable sanctions or embargoes. By using the Site, you represent that you are not subject to such restrictions under UK, EU, US or other relevant laws.

4. Access and Availability

Access to the Site is provided free of charge for general informational purposes only. We may update, modify, restrict, or discontinue access to any part of the Site at any time without prior notice. While we strive to keep the Site available and up to date, temporary interruptions or technical issues may occur from time to time. We shall not be liable for any unavailability, technical issues, or temporary disruption beyond our reasonable control, including maintenance or system updates.

5. Disclaimer of Warranties

The Site and all content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We make no representations or warranties regarding the accuracy, reliability, or availability of the Site or its content. Your use of the Site is at your own risk.

6. User Responsibilities and Communication

6.1 Providing accurate and complete information

You agree to provide accurate and complete information when interacting with or submitting forms on the Site. If any of the information you submit through the Site changes, please let us know so we can keep our records accurate. You shall cooperate with us as necessary to maintain the proper functioning of the Site and report technical issues promptly. You are responsible for ensuring that any information you provide through the Site is accurate and lawful to share, and that submitting it does not infringe the rights or privacy of any third party.

6.2 Respectful Communication

You must not use the contact details or communication channels provided on the Site to send unsolicited messages, marketing offers, or recruitment inquiries to PROXFIN LTD staff or affiliates. All communications must relate directly to legitimate business or informational purposes connected with the Site. We reserve the right to restrict or block access to users who misuse the Site's contact functions.

7. External services, platforms and subcontractor use

7.1 Independent operation

PROXFIN LTD is an independent company and is solely responsible for operating and maintaining this Site.

7.2 Use of subcontractors

We may use third-party contractors or service providers to support the operation of the Site. While these providers act under our instructions, PROXFIN LTD remains responsible for the overall operation and security of the Site.

7.3 Use of third-party software platforms

We may use third-party tools and services (such as analytics or hosting providers) to support the operation of the Site. In some cases, you may interact with embedded or linked third-party services when using the Site. We do not guarantee the availability or performance of any third-party integrations or links. Use of any linked or embedded third-party services is at your own risk and subject to their terms.

7.4 Misuse of the Site

You must not misuse the Site or attempt to disrupt its regular operation, including by introducing malicious code, interfering with security features, or trying to gain unauthorised access to any part of the Site or its servers. Any unlawful or harmful use of the Site may result in restricted access or reporting to the relevant authorities.

7.5 Rights of third parties

These Terms do not confer any rights or benefits on third parties.

8. Confidentiality, data use and ownership of deliverables

8.1 Use of Website Content

All content published on the Site, including text, graphics, and other materials, is provided for general informational purposes only. You may view, download, or print content solely for personal and non-commercial use. You must not reproduce, distribute, or share any part of the Site's content with third parties without our prior written consent, except where such sharing is expressly permitted by law. If you quote or reference any material from the Site, you must clearly attribute it to PROXFIN LTD and must not misrepresent its meaning or context.

8.2 Our confidentiality obligations

We will keep all personal information collected through the Site confidential and process it in accordance with our Privacy Policy.

8.3 Publicity

We may reference your use of the Site in aggregated or anonymised statistics for marketing purposes.

8.4 Information sharing with third parties

Some of your information may be shared with trusted subcontractors or service providers (e.g., analytics platforms, verification tools) under confidentiality and data protection obligations equivalent to ours. This may include transfers outside the European Economic Area (EEA), in which case appropriate safeguards will be ensured.

8.5 Professional files

We may retain copies of documents or correspondence related to the operation of the Site. We are entitled to dispose of such materials securely. You remain responsible for maintaining your own records at all times.

8.6 Ownership of Website Content

All content, materials, and designs published on the Site - including text, images, graphics, and layout - are owned by PROXFIN LTD or its licensors and protected by copyright laws. You are granted a limited, non-exclusive, non-transferable right to view and use the Site and its content for personal, non-commercial purposes. No content may be copied, modified, or distributed for commercial use without our prior written consent.

8.7 Use of AI and anonymised data

We may use AI or automated tools to enhance the Site's functionality and user experience. Usage data may be aggregated or anonymised for analytical or research purposes. We apply reasonable technical and organisational measures to protect such data and ensure ethical and responsible use of AI tools.

9. Termination, cancellation and service suspension

9.1 Termination of Use by the User

You may stop using the Site at any time. If you choose to discontinue using the Site, you do not need to provide notice to us. We recommend clearing your browser data and unsubscribing from any newsletters if you no longer wish to receive communications from us.

9.2 Suspension or Restriction of Access

We may suspend or restrict your access to the Site if you violate these Terms or if required for operational, legal, or security reasons. Such actions may be taken without prior notice and without liability to you.

9.3 Effect of termination or suspension

Upon suspension or termination, your right to use the Site ceases immediately, and we have no further obligations related to your access.

10. Limitation of responsibility and allocation of risk

10.1 Limitation of liability

To the maximum extent permitted by law, PROXFIN LTD shall not be liable for any indirect, incidental, or consequential losses (including loss of profits, data, or goodwill) resulting from your use of, or inability to use, the Site. Our total liability shall in any case be limited to the extent permitted by applicable law.

10.2 Time limit for claims

Any claim related to your use of the Site must be raised within one (1) year of the event giving rise to it.

11. Personal data protection and processing

11.1 Data use and processing

We will process personal data solely for purposes connected with operating the Site and as described in our Privacy Policy.

11.2 Security measures

We apply reasonable technical and organisational measures to protect personal data and other information you provide through the Site. We also review our data protection practices regularly to ensure ongoing compliance with applicable data protection laws.

11.3 Data subject rights

We will handle personal data requests in accordance with applicable data protection laws and our Privacy Policy.

11.4 No Third-Party Processing on Behalf of Users

We do not process personal data on behalf of users or third parties. Any personal information collected through the Site is processed by PROXFIN LTD as a data controller, in accordance with our Privacy Policy.

11.5 Cookies and similar technologies

The Site may use cookies or similar technologies to improve user experience and analyse traffic. For details, please see our Privacy Policy.

12. Feedback, complaints and respectful collaboration

12.1 Feedback and complaints

If you have any questions, feedback, or concerns about the Site, please contact us using the form or email address provided on the Site. We value your input and will do our best to respond promptly.

12.2 Respectful conduct and collaboration

Users must interact respectfully on the Site and must not post or transmit any content that is unlawful, defamatory, offensive, or discriminatory.

13. Resolving disagreements and applicable law

13.1 Informal resolution and mediation

If any dispute arises in connection with these Terms or your use of the Site, you agree first to contact us to attempt to resolve it informally.

13.2 Legal and Regulatory Requests

We may disclose information collected through the Site if required by law, regulation, or a lawful request from a public authority. We will only share such information to the extent necessary to comply with our legal obligations. Where legally permitted, we will make reasonable efforts to notify affected users of any such disclosure.

13.3 Governing law

The laws of England and Wales govern these Terms and your use of the Site.

13.4 Jurisdiction

Any dispute arising out of or relating to your use of the Site shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. No Financial Transactions or Advice

14.1 No payments through the Site

The Site does not process, accept, or store any payments or financial transactions. PROXFIN LTD does not request or manage client funds through this website. Any future payment-related activities, if introduced, will be clearly governed by separate terms and conditions.

14.2 No financial or investment advice

The information on the Site is provided for general informational purposes only and does not constitute financial, legal, or investment advice. You should always seek independent professional guidance before making business or financial decisions based on any content from the Site. PROXFIN LTD makes no representation or warranty as to the accuracy or completeness of the information and accepts no liability for any reliance placed upon it.

15. General terms and final provisions

15.1 Email communication

We may communicate with you electronically (e.g., via email or website notifications). By using the Site, you consent to receive such communications.

15.2 Technical access and limitations

You are responsible for ensuring that your equipment, internet connection, and browser are compatible with the technical requirements of the Site. We are not responsible for any inability to access or properly use the Site due to technical issues beyond our control.

15.3 Notices and communication

Any legal notice regarding these Terms may be sent to us at the contact address published on the Site.

15.4 Other websites

We may operate other websites or offer unrelated online resources, each governed by its own terms.

15.5 Force majeure

We are not responsible for any delay or failure in the performance of the Site caused by circumstances beyond our reasonable control.

15.6 Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent.

15.7 Entire agreement

These Terms constitute the entire agreement between you and PROXFIN LTD regarding your use of the Site.

15.8 Acceptance of Terms

By accessing or using the Site, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you must stop using the Site immediately.